Mike Rounds actually said...

"I think in many cases, on the smaller banks, they feel as if their examiners are looking at them saying a lot of the things are coming downstream to them that are being applied to the larger banks."

"I do not think there is a single community in the United States today that can consider themselves to have an opportunity to grow unless they have access to capital, to be able to borrow money, to be ..."

"I do not think there is anybody on this committee that does not want to see the appropriate funding levels offered and maintained."

"It seems to me an important consideration of your modernization efforts would be its cyber capabilities."