Mike Rounds actually said...

I appreciate the approach that you and the Ranking Member are taking in asking that we move forward in an appropriate fashion to address the...

I think in many cases, on the smaller banks, they feel as if their examiners are looking at them saying a lot of the things are coming downs...

It seems to me an important consideration of your modernization efforts would be its cyber capabilities.

I do not think there is anybody on this committee that does not want to see the appropriate funding levels offered and maintained.