Sheldon Whitehouse actually said...

Last year was the hottest year on record. It set a new record for billion dollar disasters.

Insurance companies are already cutting their losses and exiting markets on the frontline of climate change.

Unlike during the experience of 2007-2008, these homeowners will have no expectation that the values of their homes will ever recover.

Insurance companies are already cutting their losses and exiting markets on the frontline of climate change.