Jack Reed actually said...

A modern, well-regulated market is one in which the regulators also use current technologies and techniques to keep pace with market develop...

It seems from your comments that the possibility exists of having the worse of two worlds: regulations on the books which will require you u...

I think the only real beneficiaries are not the rank-and-file business men and women, but those who deliberately will try to avoid following...

Well, how effective has it been since I believe Congress in the 1990s--in 1993, 1994--passed HOEPA, which was designed to address the issue ...