Jack Reed actually said...

I think we were too, in a sense, beguiled by this notion that we could put everyone in a home.

I think also the ability to react to the ups and downs of the market is going to be critical.

One of the fundamental aspects, I think, of our recovery is stabilizing housing prices and then beginning to get people to go back to work.

I think there is another message that has to be continually communicated, not just by yourself but by the President.