Jack Reed actually said...

I think, Mr. Stipano, you said it, that basically the core of this issue is financial harm to borrowers because of the wrongdoing of banks, ...

Do you still think it is the best alternative?

I want to thank you. You have been very responsive to the many needs of Rhode Island.

There is one issue--and I know Senator Shelby has raised the justification for the mandatory funding for the manufacturing hubs.