06/06/2022
https://www.congress.gov...
"A modern, well-regulated market is one in which the regulators also use current technologies and techniques to keep pace with market developments."
"It seems from your comments that the possibility exists of having the worse of two worlds: regulations on the books which will require you under Dodd-Frank, but ineffective resources to respond to leg..."
"I think the only real beneficiaries are not the rank-and-file business men and women, but those who deliberately will try to avoid following the law."
"Well, how effective has it been since I believe Congress in the 1990s--in 1993, 1994--passed HOEPA, which was designed to address the issue of predatory lending?"