Jack Reed actually said...

You know, making the diagnosis that you are ill and then not treating the patient is, you know, malpractice.

And it raises the question with respect to the Federal Reserve that if these documents are solely within the purview of the Federal Reserve,...

I would presume, and correct me, that those procedures, those appropriate procedures you described, were not being deployed very successfull...

Yes. Mr. Long, the same sort of set of issues about reliance upon information and being a captive of the regulated entity.