Jack Reed actually said...

I would presume, and correct me, that those procedures, those appropriate procedures you described, were not being deployed very successfull...

And it raises the question with respect to the Federal Reserve that if these documents are solely within the purview of the Federal Reserve,...

You know, making the diagnosis that you are ill and then not treating the patient is, you know, malpractice.

Having listened to that, it is, I think, very insightful, and it seems to be a great approach.