Jack Reed actually said...

"I cannot get a loan. I have got good credit."

"They have just cut my line of credit in half and raised the interest rates by 10 or 12 percent."

"I grew up the where the rule was KISS, Keep it simple, stupid."

"My sense is that the essence of your proposal is not simply to prevent proprietary trading but, more importantly, to get them to start acting like banks again."