Jack Reed actually said...

I am told the cost of, well, this year's funding is $4 million, which seems to be a reasonable investment in such efficiency.

It also might trigger some of the tax incentives that are built in now for home energy efficiencies, which would be sort of a double benefit...

Would increasing loan limits help low- and moderate-income homeowners pay for very needed repairs and renovations?

I find that somewhat disturbing. It seems to be entirely disruptive of not only the local housing market but the real estate market.