Jack Reed actually said...

I would suggest, Mr. Secretary, that you're not doing your job then.

So it's good news. But in context, we've got such a long way to go to rebuild employment, that we're not over the hump yet by any stretch of...

Thank you very much, Mr. Chairman, for scheduling this hearing, and I want to thank Mr. Brickell.

we have to go back to the first point, which is accurate transparent disclosure of the fees.