Jack Reed actually said...

"We have to think creatively."

"I mean, one of the things that we have been trying to do is to incentivize, one way to describe it, a much more proactive, much more focused can-do attitude on the service of the banks to get it done."

"The effort that you have undertaken to come in here and to do that is really valuable for us."

"I think, again, if we can get a program like you have suggested--and I concur with the notion there has to be a referee with authority."