Jack Reed actually said...

Thank you very much, Mr. Chairman, for scheduling this hearing, and I want to thank Mr. Brickell.

the perception of most people looking for a loan, when they go to a broker, is that the broker is working to get the best deal for them.

I think that would have to go, not just in your disclosure form, but in your advertising.

I think if you are, as you are, quite sincerely proposing that this Rule go forward and it be enforced, then we also have the responsibility...