Jack Reed actually said...

We must hold mortgage servicers accountable to the stakeholders, homeowners, investors, and the American public.

But this raises a larger question, then, in terms--that I have with respect to the amount of resources going to pediatric research.

But that's an initiative that Senator Hatch and I worked on and I hope it contributed to that great story.

I think what you underscore is at least the question about whether markets are so efficient that they always self-correct and always self-re...