Jack Reed actually said...

"I believe that the nature, the human makeup of an institution is extremely important."

"My honest belief, having experienced it and having lived with it for years, is that the system would be stronger if we could provide for some separation."

"the entire structure a 'doom loop' because it is a repeated cycle of boom, bust, bailout."

"I think that over the years, I probably have thought more about interconnectedness and the plumbing of the financial system, as I like to call it, than most everybody."