Jack Reed actually said...

Are they moving aggressively to fulfill your recommendations and to correct this, and do they have the resources to do it?

But I think, basically, the remaining question rests on this whole topic of how well they are doing maintaining the value as a conservator.

To take all those off the table and just sit pat I think is not the way to minimize losses going forward

I think you will have to, because you have identified this key fault line in the Agency.