Jack Reed actually said...

Well, one of the problems, Mr. Secretary, in trying to understand all the ramifications of the Rule, is that the damages are limited, I beli...

There is another issue here and that is, even with all these innovations, the question is what happens if the individual borrower discovers ...

There has been some concern that large companies will have an advantage in offering these GMP's.

You are going to have to replace them is my point.