Jack Reed actually said...

Thank you so much for your work on supporting servicing reform.

But just again, your process, because of the negotiations, because of the complexity, we expect--you expect months from now to have recommen...

our goal is to change the paradigm within the current system so that it functions.

And if the economy gets worse for reasons not directly related to this, such as the sovereign debt crisis overseas, etc., then the foreclosu...