Jack Reed actually said...

I find it not a solution for industry to fold its arms and say we are not going to provide any way forward for this debate.

I think we have to do it. We can--I think we--with a productive dialogue with everyone--and you're--have been particularly productive.

So moved.

FDIC-insured institutions have earned a new record, about $164 billion last year, and almost two-thirds of institutions reported higher earn...