Jack Reed actually said...

that guarantor would be effectively a regulator as well as a guarantor.

It would be extremely helpful to myself if you could quantify the savings, the increased efficiencies.

I first want to commend Senator Johnson and Senator Crapo for their proposal and for moving very thoughtfully and very aggressively on this ...

Let me just ask a broader question, which is, your comment, this growing documented inequality in income in the United States, does it pose ...