Well, how effective has it been since I believe Congress in the 1990s--in 1993, 1994--passed HOEPA, which was designed to address the issue of predatory lending?
On the recordJuly 18, 2011
Source
congress.govEditor's note · Context
Reed questions the effectiveness of past regulations on predatory lending.
Share & report
More from Jack Reed
Oct 2, 2025
Drug cartels are despicable and must be dealt with by law enforcement. But now, by the President’s own words, the U.S. military is engaged in armed conflict with undefined enemies he has unilaterally labeled ‘unlawful combatants,’ and he…
May 5, 2025
Secretary Hegseth has shown an eagerness to dismiss military leaders without cause, and I will be skeptical of the rationale for these plans until he explains them before the Armed Services Committee.
Jan 23, 2025
You have championed the pardoning of military members who were turned in by their fellow soldiers and SEALs, as well as military contractors convicted of killing 14 Iraqi civilians without cause.





