Jack Reed actually said...

And then there are other times when, frankly, it is in our best interest economically to try to encourage the housing market.

But I would say this, Senator, is legislating these numbers may be locking in to a position where a regulator could do a better job if they ...

It looks like we are sort of making--the Government is making up for the miscues of the private sector on a regular basis, which is not a ve...

Well, thank you very much, Mr. Chairman, and gentlemen, thank you for your testimony, and not only your testimony but the work you have done...