Jack Reed actually said...

"The Administration appears to have every intention of indefinitely bypassing constitutionally required Senate confirmation."

"I think if we can move this legislation it will make immense progress in terms of helping those who really do need help to access credit at a reasonable rate."

"The Comptroller must be nominated by the President and confirmed by the Senate"

"Our legislation would very simply extend the existing Military Lending Act's 36 percent annual percentage rate cap to all consumers."