Jack Reed actually said...

if you do not have an authoritative institution supported by data doing that, then the problem I think you will have is that the next time i...

If we don't achieve it in the next several months, the bubbles that might be out there percolating... will once again catch us by surprise.

We need better data. We need better analysis.

Thank you for your leadership on this and so many other issues involved in banking and other challenges facing the country.