Jack Reed actually said...

It is less effective--and we saw this particularly in the case of predatory lending--when the national standard is rather low and State stan...

I think one of the aspects of this crisis was the huge cost to taxpayers which may have been mitigated or avoided with better regulation.

I want to commend Mr. D'Agostino for his outstanding service in the United States Navy.

There is no doubt that the SEC has many more tools given to it by Dodd-Frank to regulate the institutions.