Jack Reed actually said...

Blame must primarily be placed at the feet of these financial institutions which gambled and then cashed in on exorbitant transaction fees f...

But there is another way sort of to get the message across to the marketplace, and that is enforcement action.

You know, where was the risk assessment at the enterprise, as you described it?

You know, making the diagnosis that you are ill and then not treating the patient is, you know, malpractice.