Jack Reed actually said...

the 'too big to fail' is a form of implicit subsidy from the taxpayer, which lowers the cost of funding for these derivative transactions.

I do not think many people at all have been held accountable for what is going on.

They have just cut my line of credit in half and raised the interest rates by 10 or 12 percent.

I just want to recognize and commend you Mr. Secretary for your leadership.