Jack Reed actually said...

I think, Mr. Stipano, you said it, that basically the core of this issue is financial harm to borrowers because of the wrongdoing of banks, ...

I want to thank you. You have been very responsive to the many needs of Rhode Island.

I would suggest that you adopt a policy immediately that you are not going to rely upon bank-selected or regulated-selected consultants.

I think you have got to have a new process, and I think if the process requires modification of Federal rules and regulations, that is somet...