Jack Reed actually said...

Would increasing loan limits help low- and moderate-income homeowners pay for very needed repairs and renovations?

So your conclusion would be that it really saves taxpayers' monies and efficient use of taxpayer' dollars.

So your conclusion would be that it really saves taxpayers' monies and efficient use of taxpayer' dollars.

I am told the cost of, well, this year's funding is $4 million, which seems to be a reasonable investment in such efficiency.