Mr. President, our Nation has a strong tradition of ensuring that our service members are protected while they serve to keep us safe. As the challenges facing our service members change, we must work to ensure that our laws continue to keep pace. In this regard, I have worked with my colleagues over the years to strengthen the protections for service members and their families under the Servicemember Civil Relief Act, SCRA. Today, I am joined by Senator Graham in introducing on a bipartisan basis legislation to further enhance SCRA protections. The SCRA Rights Protection Act seeks to protect service members from being forced to accept mandatory arbitration clauses as part of everyday transactions, such as those relating to mortgage origination, automobile leases, and student loans. Often service members sign contracts that include arbitration clauses buried in the fine print, and this eliminates their access to the courts, which can limit their ability to assert their rights and reach a fair resolution. In disputes involving SCRA rights, this bill would make arbitration clauses unenforceable unless all parties consent to arbitration after the dispute arises, and would also ensure that service members retain their right to join with other service members to file a case together as a class. I urge our colleagues to join us in supporting this improvement to the SCRA, which will better protect our military families while the men and women of our Armed Forces protect our nation.…
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