Jack Reed actually said...

Let me just raise a point that I would like to make, or at least to put on the table...

I think that is very sound because I think we will anticipate for good reasons and sincere reasons there could be different perspectives, an...

But I think this notion that we are going to let it the good will of the regulators does not work.

Well, I think we were all sort of--and I think Senator Corker was not only being his usual insightful and charming self, but the reality is ...