Jack Reed actually said...

"Thank you, Your Honor."

"I think, again, if we can get a program like you have suggested--and I concur with the notion there has to be a referee with authority."

"Unless we successfully deal with this issue of foreclosure, the economy will not expand as it should, and people's lives will not return to at least close to normal."

"I want to commend you because you have identified a significant issue, both the impact on the taxpayer and the impact on the people who we're trying to help, students, people all across this country."