On the recordFebruary 5, 2015
I understand the responsibility of having oversight over any business, but let me give you a couple of examples, again, from my district where a small community bank, who is the primary lender of small businesses, instead of hiring more tellers to expand the business and provide better service for their small business clients, had to hire three people just to review and keep up with regulatory reform that applies to large national and international banks who are lending hundreds of millions of dollars. That is not the case with smalltown banks. They are lending money to the young man and woman who got a job, saved some money, want to buy a car, and have to go to the bank and say: Can you lend me $10,000? The paperwork that the bank has to go through to do that is costing jobs and costing our economy. I just got a call yesterday from one of my constituents. The Amish in my district were putting a roof on a small barn they had. OSHA stopped by and shut it down and fined the Amish because they didn't have helmets on. They only had their straw hats. So he put them out of work for a couple of weeks. They had to pay a fine, and then they have to go buy helmets to put a small roof on a small barn. I have a constituent from my district who has a little grocery store, and he just had a shipment of bread delivered.…





