Patrick Toomey actually said...

We have a constituent here who feels he is underweighted in your benchmark so you need to adjust your benchmark to meet these political--

It is frustrating that we are forced to spend taxpayers' time and money cleaning up after the biggest banks, again and again and again.

regulators, some regulators, are pressing all banks to use SOFR without any transparency or public input.

Then why did you not put it in writing?