Patrick Toomey actually said...

It is somewhat disruptive to the private mortgage insurance industry.

the Government came along and abrogated that agreement and basically forced a new agreement whereby it just confiscates everything that is e...

I do not dispute the legal authority to do it. I am just--you know, as I say, it caught us by surprise.

I guess the question I would like to explore a little bit is: Given the unprecedented behavior of the Fed in recent years, what is normal?