Patrick Toomey actually said...

"The crisis has been over for a long time. And it is not as though there is no price to be paid by having this unbelievably accommodative policy."

"I was shocked by the amount of regulation that that bank was subject to then, and that was before Dodd-Frank."

"Our offices are frequented by small banks and credit unions who are struggling under a regulatory regime that hasn't been 'right-sized' for them."

"I not only want to thank you for holding this hearing but I also want to take the opportunity to thank the panel of regulators for agreeing to appear before the Committee."