Patrick Toomey actually said...

But would you agree that in Title II of Dodd-Frank there is an explicit mechanism by which the regulators are empowered at their discretion ...

Well, I see my time is expired, but Mr. Chairman----

So if, in fact, the Government comes along and bails out institutions, then there is obviously some level of expectation that the Government...

I think that is the basic mentality of Dodd-Frank.