10/18/2021
https://www.congress.gov...
"The fact that America no longer launches new community banks is devastating for Americans across the country."
"And we hope for a booming economy so they grow into that threshold."
"The rapid rate of consolidation away from community banks that has occurred since Dodd-Frank's passage is striking given that this regulatory overhaul was billed as an effort to end 'too-big-to-fail'."
"Congress and the President attempted to deal with threats to our financial system, threats that were posed by a handful of the largest institutions in the world in 2010 through Dodd-Frank."