Patrick Toomey actually said...

I not only want to thank you for holding this hearing but I also want to take the opportunity to thank the panel of regulators for agreeing ...

Our offices are frequented by small banks and credit unions who are struggling under a regulatory regime that hasn't been 'right-sized' for ...

While I am very frustrated with the current regulatory framework for our community financial institutions, I am encouraged by our regulators...

Runaway spending habits have bred excessive deficits and incredible debt.