Patrick Toomey actually said...

"As to whether or not an end user should have a margin requirement, I think that is a credit decision that should be made by the counterparty."

"Thank you very much, Chairman Reed, for this opportunity to welcome Dr. Chester Spatt."

"I just hope that we won't lose sight of the many consumer benefits that have come from the innovative technologies that are brought to market by the companies that we will be hearing from today."

"Like most Americans, I am protective of my personal information, and I believe I should have control over who accesses that information."