Patrick Toomey actually said...

Because, from what I have seen, it looks like we are falling way, way short of the total goal.

I was a little shocked to learn that in a typical year, 2016 anyway, one out of three beneficiaries received an opioid prescription.

I think that is very constructive because the banks otherwise captured by this are, in fact, not systemically important to the country.

I would really urge you to move ahead as quickly as you reasonably can.