Patrick Toomey actually said...

"So, you are not able to set any old rate you like, because if you do, someone else who competes with you will set, presumably, a lower rate and competition imposes a discipline in this space."

"I do not see the cause to restrict them from access to the payment systems to conduct their business."

"I find this discussion always is a very interesting one to me."

"There is a breathtaking underlying arrogance in the presumption by wealthy people who have never been in these circumstances that they know better than those people who make these foolish decisions."