Patrick Toomey actually said...

Let me briefly thank you and congratulate you for your work and that of your team on tax reform.

We are now at approximately 3 percent before the tremendous benefits of this tax reform have fully kicked in.

I think those are the reasons why it is perfectly reasonable to not automatically designate, for yet another regulatory overlay, those banks...

I think this is very important and I hope you will support our effort to get that done.