Patrick Toomey actually said...

"I not only want to thank you for holding this hearing but I also want to take the opportunity to thank the panel of regulators for agreeing to appear before the Committee."

"I am pleased that Senator Moran, and joined now by Senator Heitkamp, will reintroduce the Privacy Notice Modernization Act."

"While I am very frustrated with the current regulatory framework for our community financial institutions, I am encouraged by our regulators' willingness to appear today and address some of these issu..."

"Our offices are frequented by small banks and credit unions who are struggling under a regulatory regime that hasn't been 'right-sized' for them."