04/21/2021
https://www.congress.gov...
"Both the Social Security and Medicare programs face substantial financing shortfalls that require legislative corrections."
"They collect nothing. They have nothing--nothing to pass on to their kids."
"A reform that includes accumulated savings has a huge advantage."
"So, you are not able to set any old rate you like, because if you do, someone else who competes with you will set, presumably, a lower rate and competition imposes a discipline in this space."