Patrick Toomey actually said...

So, you are not able to set any old rate you like, because if you do, someone else who competes with you will set, presumably, a lower rate ...

I do not see the cause to restrict them from access to the payment systems to conduct their business.

The kind of underwriting you do would not have been possible, certainly, 10 years ago, probably not even 5 years ago.

There is a breathtaking underlying arrogance in the presumption by wealthy people who have never been in these circumstances that they know ...