Patrick Toomey actually said...

"I also believe this system will help us hold insurance companies accountable for covered losses rather than forcing taxpayers to foot more of the bill through the deeply indebted National Flood Insura..."

"I believe this proposal will provide more structure in the marketplace, which should increase the availability of insurance and competition, thus driving down premiums over time."

"I see today's hearing as an important milestone in making real progress in this direction."

"I just wanted to note how pleased I am to be here alongside my colleague, Senator Casey."