Patrick Toomey actually said...

If you do not do that, there is not a person in the world--you know, I have been there.

I find it ironic that, in an interest of presumably reducing risk, we adopt a Volcker Rule that, for instance, forbids banks from engaging i...

I think it compounds the problem. It does not solve the problem.

I am wondering if actually each of you could just comment briefly, maybe we will start with Dr. Meltzer and work back.