Patrick Toomey actually said...

I wonder if a better approach is simply to make sure that the taxpayer is not an involuntary shareholder in the institution in the first pla...

But what I understood you to say is that you agree with the premise that the actual activities of the bank ought to be given more weight tha...

Credibility has to be established, and as we do that, of course, we will make mistakes.

Congress did this in an immense rush, and I do not think it was a very thoughtful solution.