I thank the gentleman for referring to me as young and exciting. I am going to phone my wife to let her know that is the case. Mr. Speaker, I come before you today because I am in strong support of H.R. 3442. I think that sometimes we make this a Democratic versus Republican issue. Responsibility is not a political issue. It is a moral issue. Irresponsibility is the problem that we have. I wish we could go away from making political talking points into making solid policy positions that say: okay, fine, if we are going to increase our debt ceiling, tell me why you are going to get there. I come from the private sector. There are many times in my life I have had to go to lenders and tell them I need to borrow money. The first thing they would say is: give me your financials; let me look at the way you are running your company; let me see about what you are doing; then we will make a decision. Then they would come back to me and say: you know what, I am looking at what you are asking for, and you definitely need an injection of capital; but my question is what is your turnaround plan so you are not back here in 6 months or 12 months asking for more money on a failed model. The people's House, the Congress, is made up of both Republicans and Democrats. More importantly, it is made up of Americans. We are looking at a year when the tax revenues are the highest they have ever been-- $3.25 trillion--yet, we continue to spend $3.7 trillion to $3.8 trillion.…
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